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Why Florida is a Top Retirement Destination

Aside from a diverse array of Florida 55 plus communities to choose from, there are many perks for retirees in the Sunshine State.  Florida attracts retirees from all over the country with a warm climate, great tax benefits, and stellar lifestyle amenities.  According to the 2020 census,  21.1% of the Florida population is 65 years of age or older.  The all-year warm weather makes it easy to live a healthy, active lifestyle all year round.   This is especially true in South Florida, where the proximity to the equator allows for warmer winters. Where North and Central Florida tend to feel a little more stagnant, South Florida enjoys a pretty consistent ocean breeze.

In addition to a great climate, Florida also offers incredible tax savings, especially for retirees who don’t have to pay state taxes on their income.  There is a very generous homestead exemption coupled with the Save Our Homes Act which caps the annual increase of a home’s assessed value at 3%. So retirees don’t have to worry about skyrocketing tax bills in an appreciating housing market as long as they file for the Homestead Exemption.  Unlike most states, Florida does not tax heirs or your estate.  Florida’s tax benefits contributed to the state’s #1 ranking in Wallethub’s 10 best states for retirement, with great scores for affordability and quality of life.

Florida residents receive discounts on many theme parks and other attractions, making it easy and affordable to enjoy new experiences and adventures.   There are pristine sandy beaches, boating, nature trails teeming with diverse wildlife, bird watching, fishing, diving, and special events at a variety of local, state, and national parks showcasing tropical diversity found only in Florida.  There are sports galore throughout the entire year!  A few examples include horseriding events and adventures in Wellington, considered the winter equestrian capital of the world, tennis in Delray Beach, known for exciting opportunities at the Tennis Center, and championship golf courses at country club communities like Lago Mar near Fort Lauderdale.


South Florida 55+ Communities

South Florida has some of the best cities to retire to in Florida.  Palm Beach and Broward Counties, located on the southeast coast, offer great public transportation with the Tri-Rail and Brightline trains in addition to buses and free shuttles.   So you can easily live in a small town with easy access to big city amenities such as major hospitals, museums, concert venues, performing arts theatres, shopping malls, and fine dining restaurants.  If the beautiful beaches are drawing you to Florida, you will be happy to discover that the vast majority of homes located in Broward and Palm Beach Counties are a 35-minute drive to the beach or less.

There are many different types of South Florida 55+ Communities to choose from.  It can be difficult to know where to begin, so we’ve compiled a list of the most popular active adult home search criteria to make your house hunting a little easier.

Select from the list below to browse homes for sale:

South Florida 55+ Oceanfront Condos

South Florida Waterfront 55+ Condos w/ Boat Services

Waterfront Active Adult Single-Family Homes in South Florida

Pet Friendly 55 Plus Communities in South Florida

55+ Gated Communities in South Florida

South Florida 55+ Golf Communities

Active Adult Luxury Communities

55+ Homes for Sale up to $200k


Discover The Perfect Active Adult Community

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Click the links below to search South Florida 55+ communities by city.  Each Real-ativity city page provides an overview of the city’s history and lifestyle amenities along with a list of every 55+ community within the city limits.  Each Real-ativity community page will give you details on design and construction, HOA dues & restrictions, neighborhood amenities, and nearby services and attractions.  Scroll to the bottom of each community page to browse through homes for sale.

Atlantis 55+ Communities | Boca Raton 55+ Communities | Boynton Beach 55+ Communities | Delray Beach 55+ Communities | Fort Lauderdale 55+ Communities | Fort Lauderdale Suburbs 55+ Communities | Greenacres 55+ Communities | Highland Beach 55+ Communities | Juno Beach 55+ Communities | Jupiter 55+ Communities | Lake Park 55+ Communities | Lake Worth 55+ Communities | Lantana 55+ Communities | Lighthouse Point 55+ Communities | North Palm Beach 55+ Communities | Ocean Ridge 55+ Communities | Palm Beach 55+ Communities | Palm Beach Gardens 55+ Communities | Palm Beach Shores 55+ Communities | Riviera Beach 55+ Communities | Royal Palm Beach 55+ Communities | South Palm Beach 55+ Communities | Tamarac 55+ Communities | Tequesta 55+ Communities | Wellington 55+ Communities | West Palm Beach 55+ Communities |

What is HOPA?

Under the Housing For Older Persons Act of 1995, commonly referred to as HOPA, to be considered a true 55 and over the community, 80% of the households must at least have one person residing who is over the age of 55.  When buying a home in one of the 55 and over communities in Florida, there will be a HOPA disclosure included in the contract paperwork. Check out the full State Rules and Regulations.  Furthermore, particular communities have rules and regulations on top of the state requirements. Most HOPA communities do not allow minors as permanent residents, but there are exceptions.  While browsing 55 and over communities at Real-ativity, be sure to click on “ASSOCIATION INFORMATION” on the corresponding community page to find out all the specific information and regulations.

Happy House Hunting!

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