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Fannie Mae Underwriting Changes To Lending Qualifications To Include Rental Payment History

FANNIE MAE CHANGES TO LENDING QUALIFICATION CRITERIA The Federal National Mortgage Association, commonly known as Fannie Mae, the country’s leading purchaser of mortgage loans, announced automatic underwriting system changes to lending qualifications to include rental payment history.  Also, if more than one borrower is applying for a mortgage, an average credit score may be used to […]

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Who Pays Closing Costs in Palm Beach County Florida?

WHO PAYS CLOSING COSTS IN PALM BEACH COUNTY FL It is important to understand all closing costs in Palm Beach County FL before selling or buying a home.  While budgeting for a home purchase or sale, closing costs must be taken into consideration.  The seller is responsible for certain expenses, and the buyer is accountable […]

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October 2021 Palm Beach County & Beyond Monthly Happenings

OCTOBER 2021 HAPPENINGS | PALM BEACH COUNTY & BEYOND Hello October! Here are our Real-ativity October 2021 Monthly Happenings.  Looking for all the fun fall festivities and haunting adventures in and around Palm Beach County, Florida?  You’ve come to the right place! Happen to know of any extraordinary, fun October events or unusual things to […]

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September 16 – 21 | 2021 Southeast Florida Weekend Happenings

SEPTEMBER 16 – 21 | 2021 SE FLORIDA WEEKEND HAPPENINGS Looking for something fun and unique to do this weekend?  Here are our Real-ativity Southeast Florida Weekend Happenings for September 16 – 21 | 2021. New to the Weekend Happenings are our features, after individual dates, we’ll feature a brunch spot, art exhibit, theater, and/or […]

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September 10 – 14 | 2021 Southeast Florida Weekend Happenings

SEPTEMBER 10 – 14 | 2021 | WEEKEND HAPPENINGS PALM BEACH COUNTY & BEYOND Howdy!  Here are our Real-ativity Southeast Florida Weekend Happenings for September 10 – 14 | 2021. By now, hopefully, you are recovered from the fun-filled long Holiday weekend.  We are back with our weekend updates on fun things to do around […]

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Aug. 20 – 23 | 2021 Weekend Happenings

Weekend Happenings August 20 – 23 | 2021 |  Southeast Florida Thursday | Aug. 19 Pajaro Pride | Compson Place at Renaissance Commons | Boynton Beach | 5 to 8 pm 1800 N Congress Ave, Boynton Beach FL 33426 | MAP | 561-734-2445 Peruse clothing, art, gifts, and other merchandise from LGBTQA+ owned business, Pajaro […]

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Aug. 12-16 | 2021 Weekend Happenings

Weekend Happenings August 12 – 16 | 2021 |  Southeast Florida Each week, under our Insights tab, find our Palm Beach County and Southeast Florida 2021 Weekend Happenings! Thursday | Aug. 12 Lobster Dinner Night |  Thursday  6 – 10 pm Happy Hour | Every Day | 4 – 7 pm Baciami Italiano | 1415 […]

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Aug. 6 – 9 | Weekend Happenings

Weekend Happenings August 6 – 9 | 2021 |  Southeast Florida Each week, here under our Insights tab, find Real-ativity.com’s Weekend Happenings!  Southeast FL is known for its beautiful nature, cultural diversity, endless summer days, locally owned businesses, non-profits, and charities paired with a community full of warm, friendly, unique, and interesting people.  National, state, […]

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CDC Order Extends the Federal Eviction Moratorium for Areas of the Country Where COVID Cases Continue to Rise

Federal Eviction Moratorium Extended until Oct. 3 for Hot Spot Covid Areas August 3 | 2021 The Federal Eviction Moratorium has been extended until October 3rd for communities where COVID outbreaks continue to climb.  CDC director Rochelle Walensky signed the order on Tuesday.  This covers the majority of renters in the U.S. and nearly all […]

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CFPB Proposed Amendments to Regulation X to Slow Impending Foreclosure Crises

CFPB Proposed Amendments to Regulation X In the wake of the COVID-19 world pandemic, millions of Americans are still battling financial hardships.  The Consumer Financial Protection Bureau, referred to as the CFPB, is a government agency accountable for protecting consumers financially.  Percolating ways to soften the impending housing crisis, on April 5th, 2021, the CFPB […]

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How to Create your “Clickable” Gmail Email Signature

How to create your “clickable” Gmail Email Signature STEP ONE | GO TO YOUR GMAIL ACCOUNT Go into your Gmail account, go to settings by clicking on the gear icon on the top right, then go to all settings and scroll down until you find your email signature settings. STEP TWO | OPEN UP A GOOGLE DOC AND CREATE A TABLE […]

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Refinance Applications Continue To Climb Despite Added Adverse Market Refinance Fee

Adverse Market Refinance Fee In December 2020, the Federal Housing Finance Agency implemented the Adverse Market Refinance Fee.  This fee applies to any Freddie Mac and Fannie Mae-owned refinances loans, along with any loan over $125,000.  Forbes estimates 70% of all loans would qualify for the additional fee if refinanced.  The charge is 0.5% of the total […]

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